Asset Liability Management ~ Asset Liability Management Review and Validation ~ Investment Portfolio Management ~ Trust Department Portfolio Management ~ Mortgage Servicing Rights Valuation ~ Strategic Consulting ~ McQueen Financial Marketing

Management Team

Charles N. McQueen - President

Mr. McQueen founded McQueen Financial Advisors in 1999, to provide specialized financial advisory and portfolio services. Mr. McQueen has more than 15 years of experience serving as a portfolio manager, asset liability management consultant and strategic consultant. Today, his company advises more than 60 clients and oversees investment portfolios with a combined value of more than $1 billion. McQueen Financial Advisors serves clients across the United States. Mr. McQueen serves on the Associate Advisory Council of the Michigan Association of Community Banks, is a frequent speaker at financial institution conferences and has provided training and board education on investments, Asset/Liability Management, Mortgage Servicing Rights Valuations, branch valuations, asset sales and strategic planning. Along with providing education to financial institutions, Mr. McQueen provides educational training to several CPA firms. Mr. McQueen is a frequent presenter to financial institutions boards, attending well over 1,300 client board meetings. Mr. McQueen has overseen McQueen Financial Advisors loan sales team, where he has helped clients sell over $500 million in loans.

Mr. McQueen is a graduate of Western Michigan University, with a BBA in Management and Economics.

Heather L. Ciurla - Vice President of Operations and Chief Compliance Officer

Ms. Ciurla joined McQueen Financial Advisors as an Investment Advisor, and is the firm’s Chief Compliance Officer. Ms. Ciurla is responsible for the Asset/Liability Management reporting, and general consulting services. Ms. Ciurla started in the investment business in 1999, working with JPMorgan Chase & Co. in Delaware as an investment agreement manager for municipalities.

Craig Sicilia - Vice President

Mr. Sicilia is McQueen Financial Advisors Chief Investment Officer and head portfolio manager. He is responsible for overseeing the firm’s security transactions that average over $700 million a year in purchases and sales. Along with fixed income portfolio management and security analysis, Mr. Sicilia consults with clients on risk management, loan sales, servicing valuations on commercial loans and customized consulting projects. Previously, Mr. Sicilia was Vice President at JPMorgan Securities, Inc. He was a member of a Financial Strategies Team in Detroit, Michigan and was responsible for managing relationships with banks, credit unions, taft-hartleys, municipalities and schools. The majority of his time was spent assisting clients with asset allocation, investment analysis, portfolio structuring, security sales and interest rate risk decisions. Mr. Sicilia worked for J.P. Morgan (formerly Bank One, First Chicago NBD Corp., NBD Bank) from January 1991 through March 2006.

Mr. Sicilia is a graduate of Oakland University, with a BBA in Management.

James G. Craven - Financial Advisor

Prior to joining McQueen Financial Advisors, Mr. Craven worked at Fifth Third Securities in the Institutional Investments Division and with JPMorgan Chase (and successor firms). At JPMorgan, he was a member of the Bank Strategies Group. In that capacity, Mr. Craven provided analytics and fixed income investments primarily to banks, credit unions, insurance companies and investment advisors. While at JPMorgan, Mr. Craven also consulted clients on derivatives and structured financing.

Mr. Craven is a 1983 graduate of Eastern Michigan University. He holds several securities licenses including Series 7 (General Securities Rep), Series 63 (State License), Series 24 (Securities Principal) and 9/10 (Options Trading/Sales Supervisor). His primary responsibilities include financial analysis, Investment Portfolio Management and Mortgage Servicing Rights Valuation.

Diane E. Knudson - Marketing Consultant

Ms. Knudson began her career in the business-to-business marketing industry. As a Marketing Manager, she was responsible for developing, implementing and launching marketing campaigns, developing and evaluating benchmarks and marketing channels, and advising on corporate marketing strategies.

Ms. Knudson graduated from Christopher Newport University with a BA in International Relations, and holds a Masters of Arts in Organizational Management from the University of Phoenix. Her current duties include managing and developing all of McQueen Financial Advisors' marketing campaigns as well as providing Strategic Consulting services. Ms. Knudson also provides marketing through our McQueen Financial Marketing division.

Heather N. Schepperly - Office Manager

Ms. Schepperly joined McQueen Financial Advisors in 2008 after working for the past sixteen years in the customer service industry. Ms. Schepperly is responsible for all areas of office management, as well as assisting with Asset Liability Management and Investment Portfolio Management services. Ms. Schepperly has a degree in Business Administration from Kalamazoo Valley.