Mortgage Servicing Rights Valuation (MSR)

Mortgage Servicing Rights Valuation (MSR) is an integral step in determining the overall success of your financial institution's mortgage operations. 

How McQueen Financial Advisors can help you

McQueen Financial's MSR Valuation model is a discounted cash flow model using risk-tranches, based on Bloomberg Median Prepayment Speed expectations.  We pool the mortgage servings rights into homogenous coupon and product pools (risk-tranches) and value them based on their seasoning and expected remaining lives.  We then perform a present value analysis of future cash flows for each tranche considering both the ancillary income from the escrowed funds and the current levels of delinquency.

• An independent third party market valuation

• Risk-tranche level reporting

• Testing for impairment of value

In a volatile interest rate environment, mortgage servicing rights valuation may change.  McQueen Financial Advisors has the knowledge, technology and market expertise to keep your financial institution abreast of any changes in the marketplace.

Working with McQueen Financial Advisors, your Mortgage Servicing Rights needs are met.