Asset Liability Management (ALM)
Asset Liability Management (ALM) is the process of ensuring a bank or credit union remains financially viable through adequate capital, stable earnings, and sufficient liquidity. ALM Asset and Liability Management Banking compares the repricing characteristics of assets and liabilities in the context of the entire balance sheet. Included in this analysis is the amount each rate will change.
As an Asset Liability Management advisor, McQueen Financial Advisors Asset and Liability Management Banking (ALM) service was designed to promote the financial stability of banks and credit unions. We provide reports that value Asset and Liability Management in financial institutions.
Asset Liability Management (ALM) is used to monitor financial institution's risk and provide board members with valuable information on the financial institution's market position. Asset Liability Management (ALM) is an important tool for proper bank financial management. To have an effective Asset Liability Management (ALM) policy, a financial institution must determine their:
Objectives
Acceptable levels of risk
Change of income
Change of equity
Necessary actions to take to help them achieve their goals.
McQueen Financial Advisors full-service, outsourced, proprietary Asset and Liability Management Banking (ALM) service provides bank and credit union professionals with the information necessary to make the most informed decisions and add income to their financial institution's bottom line.
Our Asset Liability Management (ALM) reports surpass all regulatory requirements.
We provide quarterly or monthly Asset Liability Management (ALM) reports and meetings.
Our Asset Liability Management (ALM) reports are formatted for all levels of management and are a beneficial tool for modeling the financial institution in many different interest rate scenarios.
As an Asset Liability Management (ALM) advisor, McQueen Financial Advisors Asset and Liability Management (ALM) reports include:
GAP Report
Shock Test
Income Simulation Reports
Net Interest Margin
Net Economic Value of Equity
Income Projections
We focus on actual recommendations and peer reviews. By utilizing our Asset and Liability Management (ALM) service, you will be able to save time, add income to your financial institution's bottom line, and reduce future risk to your bank or credit union.
Asset Liability Presentations
Our presentations are formatted for all levels of management and boards. Please contact us at info@m-f-a.com for more information on our presentations.
"Asset Liability Management in a Rising Rate Environment" for board members
"Asset Liability Management Concepts, Strategies and Validation" for Independent Auditors, CEOs, CFOs and all levels of management
"ALM 101" for board members and all levels of management
